Congrats – you’ve found a new vehicle.
Now it’s time to sign up for an insurance policy before you hit the road.
Dubai’s insurance market can be a little overwhelming. We’re here to simplify the process. Contact us today.
Know your options
Third Party Liability Insurance
This is the most basic coverage option, and it’s the most affordable way to meet the RTA requirement.
Your own car and personal injuries won’t be covered in case of an accident, but the policy will pay for other people’s vehicle damage and injury or death if you’re at fault.
Third Party Liability Insurance with Theft and Fire Coverage
Step up with a little more protection.
This policy option still doesn’t cover your car or personal care if you’re at fault in an accident, but the add-on takes care of theft and fire damage.
Basic Comprehensive Policy
This type of policy provides third party and personal coverage for your own vehicle.
In addition to accidental collision, you’ll also be covered for vandalism, theft, fire, explosions, and natural damages, including sandstorms.
Dubai’s insurance providers are legally required to charge a rate that is between 3% and 5% of your car’s total value.
Most insurance advisors recommend the comprehensive policy because it provides better value than basic and liability insurance options.
In Dubai, a comprehensive policy won’t cost more than 5% of your car’s value. However, if your car is more than seven years old, this insurance policy isn’t an option.
Premium Comprehensive Policy
Pay 1% to 2% more for the highest level of coverage.
Insurance providers only offer premium policies to select clients.
They prioritize safe, new cars and only cover drivers over the age of 25 who have been licensed for at least a year.